MEDICAL MALPRACTICE & PROFESSIONAL LIABILITY
Healthcare organizations and professionals can face complex liability exposures shaped by the services provided, organizational structure, claims experience and jurisdiction. JGA Caribbean begins by understanding the exposure before determining an appropriate insurance and market pathway.
Discuss Your Risk

UNDERSTAND THE RISK
The nature of the healthcare services provided, who provides them, where they are performed and the responsibilities assumed can materially affect the risk. Understanding those factors helps define the insurance requirement and the information needed to evaluate an appropriate placement pathway.
The risk comes first. The market comes next.
HEALTHCARE & PROFESSIONAL EXPOSURES
JGA Caribbean’s approach may be relevant to:
Physicians & Medical Groups
Hospitals & Healthcare Facilities
Clinics & Outpatient Operations
Allied Healthcare Professionals
Healthcare Organizations & Related Enterprises
Licensed Insurance Intermediaries
SPECIALTY EXPERIENCE
JGA Caribbean’s leadership brings more than three decades of insurance experience spanning Caribbean and international risks, underwriting, claims management, program structuring and specialty liability. That experience includes an earlier chapter through Pan-Caribbean Underwriting International Ltd. (PCU), whose business model contemplated Medical Malpractice and other specialty liability classes distributed through licensed Caribbean insurance intermediaries and insurers. Our experience also includes prior Lloyd’s of London coverholder and program experience involving professional and specialty liability classes. This history informs our approach today: understand the exposure, define the requirement and determine an appropriate pathway through properly authorized participants.
THE PLACEMENT PATHWAY
UNDERSTAND → DEFINE → DETERMINE → COORDINATE
JGA Caribbean helps evaluate the exposure, define the insurance requirement and identify an appropriate placement pathway. Where required, insurance activity is coordinated through appropriately licensed or registered local intermediaries, insurers or other authorized participants. JGA Caribbean is a business operation of John Gipson Agency LLC dba JGA Insurance Solutions. Insurance products and services are offered through John Gipson Agency LLC dba JGA Insurance Solutions where authorized. Availability and placement are subject to applicable licensing requirements, underwriting, policy terms and market availability.
Start With the Exposure.
Whether you represent a healthcare organization, professional practice or authorized insurance intermediary, begin with the risk and jurisdiction involved.