LEGAL & PRIVACY INFORMATION
Effective: September 9, 2026
1. Information You Provide
We may collect information that you voluntarily provide when you submit an inquiry, contact us, or otherwise communicate with us through the website. Depending on how you interact with the website, this information may include:
Please do not submit confidential, highly sensitive, privileged, financial-account, medical, or other unnecessary sensitive personal information through the general website inquiry form.
Full name
Organization
Business email address
Telephone number
Country or jurisdiction of risk or operations
Area of interest
Industry
Information included in the “How Can We Help?” field
Preferred contact method
Other information you voluntarily provide in connection with an inquiry
2. How We Use Information
Information submitted through the website may be used to:
Review and respond to inquiries; Understand the nature and location of a prospective client’s risk, operations, or advisory needs; Determine the appropriate next step for an insurance, risk-management, governance-advisory, or related inquiry; Communicate with individuals or organizations regarding their requests; Evaluate whether requested services may be available or appropriate; Maintain appropriate business and inquiry records; Protect the security and integrity of the website and our operations; Comply with applicable legal, regulatory, licensing, recordkeeping, or other lawful obligations; and Establish, exercise, or defend legal rights where necessary.
Information submitted through the general inquiry form is not collected for automatic enrollment in marketing emails or newsletters.
3. Insurance and Risk Inquiries
Information submitted in connection with an insurance inquiry may need to be evaluated according to the nature and location of the risk and applicable insurance, licensing, regulatory, underwriting, and market requirements.
Where reasonably necessary to address an inquiry and where legally permissible, information may subsequently be shared with appropriate insurance-market participants or professional service providers involved in evaluating or responding to the requested service. This may include insurers, appropriately authorized insurance brokers, agents, intermediaries, specialty-market participants, or other relevant parties.
Submission of information through this website does not bind insurance coverage, create an insurance contract, guarantee the availability of insurance, or establish an advisory engagement.
4. Website and Technical Information
When individuals access a website, certain technical information may be processed automatically by the hosting platform and infrastructure used to operate and secure the site. Depending upon the functionality and configuration of the website and its service providers, this information may include information such as browser type, device information, Internet Protocol address, referring information, access times, pages requested, and similar technical or diagnostic information. Such information may be processed where necessary to deliver website content, maintain website functionality and security, diagnose technical problems, prevent abuse, and understand website performance.
This section should not be interpreted as a representation that JGA Caribbean currently uses a particular third-party analytics or advertising platform.
5. Cookies and Similar Technologies
JGA Caribbean does not currently represent through this Privacy Policy that it uses advertising pixels, behavioral advertising technologies, or third-party marketing trackers. The website’s hosting platform or technical infrastructure may use cookies or similar technologies where necessary to provide, secure, or operate website functionality. If JGA Caribbean later introduces analytics, advertising technologies, or other tracking tools that materially change its data practices, this Privacy Policy and any required consent mechanisms should be updated accordingly.
6. Service Providers
We may use service providers to support the operation, hosting, maintenance, security, communication, or other legitimate functions of the website and business. Those providers may process information on our behalf to the extent reasonably necessary to perform their services. JGA Caribbean should not be understood from this provision to sell personal information to such service providers.
7. Disclosure of Information
We may disclose information when reasonably necessary: To respond to a request or provide a requested service; To appropriate insurance or professional-market participants when necessary to evaluate an inquiry; To service providers acting in support of our operations; To comply with applicable law, regulation, legal process, licensing requirements, or lawful governmental requests; To protect the rights, property, security, or legitimate interests of JGA Caribbean, John Gipson Agency LLC dba JGA Insurance Solutions, website users, clients, or others; or In connection with a legitimate corporate transaction, reorganization, transfer, or similar business event, subject to applicable law.
8. Sale of Personal Information
JGA Caribbean does not currently sell personal information submitted through the website for monetary consideration. JGA Caribbean does not currently use information submitted through the general inquiry form to automatically enroll visitors in third-party advertising or marketing programs.
9. Data Retention
Personal information will be retained only for as long as reasonably necessary for the purposes for which it was collected, including responding to inquiries, maintaining appropriate business records, satisfying legal or regulatory obligations, resolving disputes, and protecting legitimate business interests. Retention periods may vary depending upon the nature of the information and the applicable legal, regulatory, contractual, insurance, or business requirements.
10. Data Security
Reasonable administrative, technical, and organizational measures may be used to protect information against unauthorized access, loss, misuse, alteration, or disclosure. No method of Internet transmission, electronic communication, or electronic storage can be guaranteed to be completely secure. Visitors should therefore use appropriate care when deciding what information to submit through the website.
11. Your Privacy Choices and Requests
Depending upon applicable law and the individual’s jurisdiction, individuals may have rights or choices concerning personal information, which may include requesting access to, correction of, or deletion of certain personal information. Applicable rights vary by jurisdiction and may be subject to legal exceptions, recordkeeping obligations, identity verification, and other requirements. Privacy inquiries or requests may be submitted to:
12. International and Cross-Border Interactions
JGA Caribbean focuses on organizations operating, investing, or managing exposure across Caribbean and other markets. As a result, inquiries may involve individuals, organizations, risks, or service providers located in different jurisdictions. Where information must be processed or shared across jurisdictions in connection with a legitimate inquiry or requested service, JGA Caribbean will seek to handle that information consistent with applicable requirements. Nothing in this section represents that JGA Caribbean maintains operations, offices, insurance licenses, or regulatory authorization in every jurisdiction from which the website may be accessed.
13. Third-Party Websites
The website may in the future contain links to websites or services operated by third parties. JGA Caribbean is not responsible for the privacy practices of independently operated third-party websites. Visitors should review the privacy policies of those services before providing information to them.
14. Children’s Privacy
This website is intended for business and professional audiences and is not directed to children. JGA Caribbean does not knowingly use the website to solicit personal information from children. If we become aware that personal information from a child has been submitted in circumstances requiring deletion or other action under applicable law, we will take appropriate steps.
15. Changes to This Privacy Policy
JGA Caribbean may update this Privacy Policy periodically to reflect changes in website functionality, business practices, technology, legal requirements, or services. When the policy is materially revised, the effective date displayed on this page should be updated. Visitors should review this Privacy Policy periodically for changes.
16. Contact Us
Questions regarding this Privacy Policy or the handling of information through this website may be directed to:
JGA Caribbean
5 Gresham Landing, Ste. C
Stockbridge, GA 30281